• Equities: We generally use Exchange Traded Funds, both market cap ETF's and sector ETF's, and individual stocks.
  
• Cash/Fixed Income: Money Market funds, Exchange Traded Funds, and individual bonds.
  
• In some instances, we will also buy mutual funds when we cannot find a suitable ETF, individual stock, or bond.

As portfolio managers, we attempt to stack as many odds in our favor as we can.

• Non-traded Real Estate Investment Trusts (REITs)
  
• Business Development Companies (BDCAs)
  
• Annuities – Variable and Fixed
  
• Life insurance
  
• Long-term Care – Traditional and non-traditional